Revolutionizing Cross-Border Payments with Mesta: A Stablecoin-Powered Solution for Fintech Platforms and Enterprise Clients

Global payments have long been plagued by slow processing times, high fees, and fragmentation, especially for businesses operating across borders. However, a new U.S.-based startup, Mesta, is aiming to change that by leveraging stablecoins, fiat rails, and an API-first approach to simplify cross-border transactions for fintech platforms and enterprise clients.

Mesta is a global fiat plus stablecoin payment network, according to CEO Sandeep Pyapali. "We're focused on making international money movement faster and more cost-effective," he said during an interview with TheStreet Roundtable.

The company enables platforms to send payments using stablecoins like USDC or USDT, then converts them to local fiat currencies for delivery. This results in significantly lower fees and faster settlement times, with some transactions clearing in just minutes.

For many businesses, blockchain remains a complex and opaque space. Mesta's approach attempts to abstract much of the underlying technology, offering a single API for cross-border payments without requiring clients to manage crypto infrastructure directly. "Most businesses don't want to learn how stablecoins work—they just want to make payments," Pyapali said.

This model resembles what other platforms like Circle have tried to achieve—reducing friction around blockchain adoption by handling the technical and regulatory layers behind the scenes.

Stablecoins currently have a market capitalization of over $250 billion, but experts believe this could go to trillions by 2030. In the U.S., the GENIUS Act, a stablecoin regulation bill, passed the Senate with support from both parties to the cheers of crypto holders.

Circle, which issues the stablecoin USDC, recently went public on June 5th at $31 per share. At press time, it was up over 500%, at $199.59, showing clear appetite for stablecoins from traditional markets.

Mesta currently supports payments in more than 50 currencies and has processed $35 million in volume as of Q2 2025, across over 200 platform integrations. "Our customers are primarily fintech platforms," Pyapali said. "They're using stablecoins for cross-border payments and tapping into local rails for delivery."

In conclusion, Mesta is revolutionizing cross-border payments with its innovative use of stablecoins and API-first approach. With a growing market for stablecoins and support from both traditional and crypto markets, Mesta is poised to become a leading player in the global payments industry.